Life insurance and general practice / by E. M. Brockbank.

  • Edward Mansfield Brockbank
Date:
1908
Catalogue details

Licence: In copyright

Credit: Life insurance and general practice / by E. M. Brockbank. Source: Wellcome Collection.

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    unhealthy individual will live, or to say how many years he is really older than his age in years, but here again reliable information has been collected over a number of years, from a series of similar cases, which guides the experts who consider the medical reports in determining the value to be put on these lives for insurance purposes. The ordinary medical examiner, as a rule, has none of this information at his disposal, and he will be quite at a loss, especially when he is new to the work, to say the age at which the proposer will die or the number of years to add to those of the weak life before him to bring them up to the age of the tissues, although he is asked to do this in his report. This does not matter, provided he reports so fully that the experts at the head office can see through his eyes the applicant, and form a correct idea, from their special knowledge and experience of similar cases, as to the value of the life for insurance. Therefore, although it is advis- able for the medical examiner to express his view of the probable expectation of hfe, it hardly matters if he is unable to do so, but leaves the decision to the Head Office officials. They certainly will form an independent judgment on the facts submitted for their guidance whatever the examiner suggests. Expectation of Life.—The following table will show the years and decimal parts of a year
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