The medical examination for life assurance : with remarks on the selection of an office / by F. de Havilland Hall.

  • Hall, F. de Havilland (Francis de Havilland), 1847-1929.
Date:
1898
Catalogue details

Licence: Public Domain Mark

Credit: The medical examination for life assurance : with remarks on the selection of an office / by F. de Havilland Hall. Source: Wellcome Collection.

Provider: This material has been provided by University of Bristol Library. The original may be consulted at University of Bristol Library.

    23/88 (page 19)
    consider the hereditary influence of nervous diseases generally. The influence of the mother's insanity is more serious than that of the father, because her disease is more frequently hereditary, and because she transmits it to a greater number of children. With one insane parent and an absence of nervous affection among his brothers and sisters, an applicant of thirty-five and upwards can be taken at the ordinary rate. As all nervous maladies appear to have a common neuropathic origin, the presence of neuralgia, chorea, epilepsy in collaterals would increase the risk if one or both parents be insane. There seems also to be a distinct heredity in cerebral haemorrhage, so that if there be the history of apoplexy in one or both parents, it would be safer to reject the life in the event of there being the least suspicion as to the heart or blood-vessels of the applicant, or if he has suffered from acute rheumatism, gout, or syphilis. IL—PERSONAL HISTORY. Next in importance to the examination of the applicant comes a careful inquiry into his past history. In order to assist his memory most assurance offices have a list of diseases as to which the applicant is questioned. Before entering into these, attention must be directed to the importance of not recommending for assurance an applicant who is still suffering from some slight ailment, or who has only recently convalesced from