A contribution to the medical statistics of life assurance with hints on the selection of lives / by John Mann.

  • Mann, John.
Date:
1865
Catalogue details

Licence: Public Domain Mark

Credit: A contribution to the medical statistics of life assurance with hints on the selection of lives / by John Mann. Source: Wellcome Collection.

Provider: This material has been provided by The Royal College of Surgeons of England. The original may be consulted at The Royal College of Surgeons of England.

    109/206 (page 91)
    Another observation is of importance to Companies ^ 2,8 who largely deal in Industrial Assurance. This is that of the in- Consumption is a disease to which the working and ciasscs'es lower orders of society, who constitute so large a pro- eadydJath portion of the population, are more liable, in early ^i/^p^^jji^ at all events, than the assuring class. They are exposed to many more exciting causes of the disease, such as cold, exposure, privations, unhealthy occupa- tions, neglected illnesses, and, when an hereditary ten- dency exists, are by no means so favourably circum- stanced for employing, or obtaining means to counter- act its influence.* Another curious and deeply interesting subject of 129 inquiry, which is intimately connected with the skilful ?,pns%T study of family history, and its appHcation to the*^''^^'^ prudent selection of lives for Life Assurance, is that of the Correlations of Disease. This subject has been more elaborately treated by the late Dr. C. H. Parry, of Bath (father of Sir E. Parry, the Arctic Navigator) than by any other author within our knowledge. In his volume on General Pathology, these observations will be found, in a section headed, « Additional proofs of one Common Origin of Diseases.''^ If this gene- ralisation were much less expansive, it would be more correct; and would then convey a more exact idea of what is meant by the Correlations of Disease. If, for example, it were assumed that some (certainly not all) diseases have a common, or very similar origin, in consequence of which they often become substituted * Fleming on the Medical Statistics of Life Assurance (p. 37.) + Elements of Pathology and Therapeutics (p. 368).